2025 Federal Tax Brackets
The US uses a progressive tax system with 7 brackets. You only pay each rate on income within that bracket — not your entire income.
📌 How Marginal Rates Work
If you're single with $50,000 taxable income, you don't pay 22% on all $50,000. You pay:
- 10% on the first $11,925 = $1,192.50
- 12% on $11,925 – $48,475 = $4,386.00
- 22% on $48,475 – $50,000 = $335.50
- Total tax: $5,914.00 (effective rate: 11.83%)
📋 2025 Standard Deduction
Single$15,000
Married Filing Jointly$30,000
Head of Household$22,500
65+ Additional+$2,000 (single) / +$1,600 (married)